Disclosures
Loan Approval and Eligibility
Loan approval is subject to lender (Partnered Financial Institutions) assessment, applicant creditworthiness, and applicable regulations by the Reserve Bank of India (RBI) and other authorities. Eligibility criteria vary based on income, credit history, and repayment capacity.
Interest Rate Range
Annual Percentage Rate (APR) starts from 20%, depending on the loan amount, tenure, and applicant profile. Exact rates will be disclosed during the application and approval process.
Repayment Terms
-
Minimum repayment period: 18 months.
-
Maximum repayment period: 36 months (3 years).
-
Prepayment or foreclosure options may be available as per lender norms, and associated charges could apply.
Fees and Charges
Processing fees apply and may vary depending on the risk criteria of the borrowers. Additional charges such as GST, late payment penalties, and insurance premiums may also apply as per the lender’s terms.
Regulatory Compliance
Our services comply with RBI guidelines and applicable Indian financial regulations. We are an authorized intermediary and do not provide any guaranteed credit repair or loan approval services. Eligibility and approval are based on the terms of the Lenders' and borrowers' payment history and other applicable criteria.
Privacy and Data Use
All personal information collected during the loan application process is handled securely and in accordance with our privacy policy and applicable data protection laws.